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Can i invest from foreign country in s&p 500? And if i do then i have to pay double taxes right? To US and also to my country?

Private credit involves loans to private companies, often offering higher returns and diversification. Due to its complexity and risks, a financial adviser can help with due diligence, access, and risk management, ensuring investments fit your strategy and comply with regulations.

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...

Does depreciation decrease your net profit or only your gross revenue

Martinez Amy Harris Michelle Hernandez Shirley

Thank you for making this video it’s very helpful and informative. I just wanted to verify that I’m doing it correctly, so I found the fidelity s&p 500 index fund that you talked about at 4:55 in the video. I clicked buy on that and what I’m getting at is that on the next page to where it takes you, there’s a dollar amount of $196.54 next to where it says symbol (FXAIX), what does that amount mean?

FICA is higher than my taxable income -_-.

Wow.do you invest in etf 😅😅

I would be interested in accessing some knowledge in a one on one

How to get stock for a vanguard s&p 500 no loan ????

Failure to plan IS a plan for failure...I got off hamster wheel back in 2021 at age 59...never looked back!!

I too have benefited greatly from travel hacking. I have probably gleaned 6,000 or so dollars of free travel so far and it is thrilling 4:14 to me every time I get to use my points in a baller way to pay for travel. Most recently I flew my family of 4 for a 4-day San Francisco trip entirely on points. I was then able to employ hotel points as well. A luxury vacation for very low cost

The two biggest contributors to my wealth have been signing up for the employee match and investing in my workplace 403b almost 20 years ago for myself and my husband and buying a house that was only $88,000 and paying it off

i retired at age 57 when i just couldn't tolerate sitting in traffic 3-4 hours daily after the "return to office" BS was unleashed upon the world. closer jobs didn't pay well enuf to justify my time & attention. i really wanted to stay in the workforce but making us come into the office to do a job we can do remotely, it just wasn't worth it, especially considering the nonsensical reasons corporate america gave us for demanding we be on site.

Eating out is one of the biggest thing that eat up income. I can feed a family of 4 for 2 weeks for $75: 64 eggs $10, 42oz jar of oatmeal $6, 2 bags of 5lb rice $7, 6lbs ground beef $30, 5lb bag of potatoes $4, 8lbs of apples $7. Eating out is costly & one cost many don’t include is maintenance on vehicle for driving to get food. It’s not that ur paying $33 for a meal it’s the mileage as well which ranges from .66 cents to 3.00 depending where u stay.

In regards to the health insurance, there’s also HRA 105. As an insurance agent, I use it myself to deduct my premiums AND medical expenses through my single employee LLC

Found the video I need! I’ve been investing for about 3-4 years now and have some assets in ROTH IRA and taxable brokerage account. The topic you discussed, qualified (long-term capital gains) vs. non qualified (ordinary), tax rates on dividends were difficult concepts I did not understand not until today. This is the second video I’ve watched from your channel and it gave me hope. It gave me hope because I thought that taxable accounts are not where you want to park your money. But then, learning that dividends can be tax at 0% for single individuals like me who is not working but have sum of money I can invest is amazing. Thank you for your time and effort into sharing valuable information and knowledge to all of us.

Great video as always. However, I would like some examples about the Holding Period. Additionally, for U.S. veterans that have assets in a taxable non-retirement account who are receiving untaxed compensation from the VA, do they always fall under the 0% tax on their quarterly dividends since they have no income (e.g., those in receipt of TDIU benefits)?

This video was created four years ago and it is still true in 2024. There are some differences in the qualified dividend’s filing status though because I didn’t see married filing jointly and/or married filing separately. The other thing I noticed that was not mentioned is the timing of the dividend payments. Buying an ETF or mutual funds should be 6 months (I’m guessing here) before the dividend payment to shareholders. But overall, an informative video.

With the Roth IRA, if you stop working does that mean you can’t make contributions anymore? Can you use your spouse’s income?

I was 100 percent stock (mostly S and P) for 30 years before retirement. No regrets and I never worried about it because I had a long term mindset. I learned in finance class that the S and P functions like a random number with a mean of around 10 percent. So, if you play the game long enough, you get that. Also, per SPIVA (and Jack Bogle) the S and P beats over 85% of funds that benchmark to it over 10 years. Now, because I'm drawing down my retirement I cut back a little to 95/5 to provide emergency money so I don't need to draw down stocks in a bad market in an emergency. But other than that, 100 percent stocks. I never invested in bonds to smooth the ride because I had faith in the long term 10 percent of the S and P. And, it's not the ride that matters, it's the destination. Where are you going to be in 10 years not how you get there.

Hello I am new just learning about S&P 500, what is the best app to use for investing? thanks!

We moved & retired on $1710 per month in Northern California. We long for nothing. Keys to our success: ✔ Bought a major fixer upper off-grid cabin for 87k on 9 acres. Property tax is only $85 a mo.. Remodeled it ourselves, no permits, ✔ Location. Sunny 65% of the yr means our FREE DIY Solar powers our home, E-Bikes & the 2020 Chevy Bolt (E-car) most of the yr ✔ 15 min to: health food store, our bible church, gas/mini mart, Farmers Market, Cafe, Library, School & 2 active community centers ✔ We grow our Winter Vegetables in a greenhouse. Water is free via a spring. ✔ Only $40 per month. for 15 Hens, 4 ducks, & 8 Rabbits. They mostly free range but we buy a tiny portion of their food. ✔ Volunteer for the Monthly Food Bank Give-away. Saves us a TON of $ since they allow us to take home the just expired food such as organic milk & eggs, organic veges for our compost pile. Milk wbecomes Farmers Cheese, the eggs we cook up end up in home-made Quiches we bring for our churches meals ministry for the hungry 1x a month.. Also we make batches of these Quiches for church potluck ✔ Hobbies/Interests are almost free. Ccycling, bible study, social events at the community center, & volunteer ✔ We do not pay for Medical/Dental,, Homeowners insurance or water ✔ Only one of us drives. I drive but very rarely.. Too costly to have 2 drivers. ✔ We get $300 in food stamps for 6 months a year. This allows us year round discounts we'd not otherwise have such as $7 a month Amazon Prime & $10 off our Garbage Service. California has the most expensive food costs in the nation. Our highest expense is food but due to the Food Bank & the Farmers Market, we have much lower food costs. We also grow some of our food.

good tool. would be better if 1) has other asset classes, like Gold & REITs

While this is a very thorough video, it's still not the complete picture. It's not taking into account the converse of opportunity cost. Basically, it assumes that if you hadn't purchased the car you would be otherwise sitting at home and never traveling or commuting. To be fully accurate, you would have to calculate the cost of rideshare/public transport. Also the cost of lost time relying on others for travel. Harder to calculate: opportunities available for those that have a vehicle -- for example work options and location are a lot more flexible for many people when they have a vehicle, or choosing to drive to the Costco or Sams club in order to save money on groceries.

From 15% to 35% tax bracket is a 133% increase. Not 20%

Does it have to be the same AMOUNT or percentage of pay?

I have netspend and sofi

I wish they would just send me a bill like they do in every other first world country